Terms & Conditions

These Terms and Conditions govern the use of digital products provided by Trades to Business. By purchasing or using any product from this website, you agree to the terms outlined below.

1. Digital Products

All products sold on this website are digital downloads. No physical items are shipped. Products are delivered electronically after purchase.

2. License & Use

Upon purchase, you are granted a non-exclusive, non-transferable license to use the product for your own business operations. Products may not be redistributed, resold, shared publicly, or uploaded to template marketplaces.

3. Software Requirement

These templates require Microsoft Excel or Microsoft 365 (sold separately). Trades to Business is not affiliated with Microsoft Corporation.

4. No Professional Advice

The materials provided are organizational tools intended to assist contractors with operational workflows. They do not constitute legal, accounting, tax, or professional advice.

5. Refund Policy

Due to the digital nature of the products and instant file delivery, all sales are final.

6. Limitation of Liability

Trades to Business shall not be liable for indirect or consequential losses resulting from use of the products.

7. Governing Law

These terms are governed by the laws of the Province of Alberta, Canada.